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Victoria Reider

Primary Office
Penn National Insurance Plaza
2 North 2nd Street
Suite 1101
Harrisburg, PA 17101
Direct(717) 213-4114
Fax(717) 236-7811


Karen Reinhart
Direct(717) 213-4103

As the former head of the Department of Banking and Securities and previous Executive Deputy (COO) and Chief Counsel, Victoria assists clients on regulatory and compliance matters in financial services.  She oversaw all supervision and regulation of Pennsylvania banks, credit unions and trusts, and the licensing of mortgage brokers and money transmitters, and securities broker dealers, advisors and firms.  As COO, she managed a budget in excess of $30 million and an agency of 185 employees.  She is familiar with examination protocols, corporate compliance and CAMELS ratings for financial institutions.

Victoria also served as the General Counsel of a nationwide insurance firm and as the Chief and Deputy Counsel for the Pennsylvania Insurance Department.  She is familiar with property and casualty and life and health matters, actuarial issues in insurance ratemaking, statutory accounting, administrative agency law and has handled agency cases and appellate work in Pennsylvania.  

She also served the Governor’s Policy Office developing legislative and policy positions in the fields of banking, insurance, securities and economic development, and as staff liaison to the Export-Import Bank of the United States on international trade matters in connections with Governor Richard Thornburgh’s appointment by the first President Bush to the Bank’s Advisory Committee.

Representative Experience

  • Reviewed and approved major M&A transactions for PA state chartered banks in conjunction with the FDIC and Federal Reserve.
  • Provided legal guidance on Bank Secrecy Act/Anti-Money Laundering issues.
  • Developed examination training with the Conference of State Bank Supervisors for bank examiners nationwide.  
  • Defended agency decisions in Commonwealth and the PA Supreme Courts.
  • Provided counsel and oversight in rehabilitation and liquidation decisions.
  • Developed and prepared regulations and legislation in banking, insurance, securities and economic development fields.
  • Provided advice and counsel on new internal positions dealing with fintech oversight and licensing, cybersecurity and money service businesses.

Professional & Community Activities

  • Former Board of Directors of the Conference of State Bank Supervisors and CSBS Educational Foundation Chairman
  • Former Chairman and current Board of Directors of the Cultural Enrichment Fund which supports the Harrisburg Symphony, the Central PA Youth Ballet, Whitaker Center and other arts organizations in central Pennsylvania
  • Former Chairman of the Pennsylvania Housing Finance Agency
  • Former Pennsylvania Administrator for the North American Securities Administrators Association (NASAA) of securities regulators in the states, territories, Canada and Mexico
  • Member Pennsylvania Society
  • Member Newport RI Preservation Society preserving historic mansions of the Gilded Age
  • Member PA Bar Association, In-House Counsel Committee, Women in the Profession

Speeches & Presentations

  • Keynote speech PA Housing Finance Agency 2012 on HOME (PHFA’s role in housing).
  • PA Newsmakers with Dr. Terry Madonna Discussing Pennsylvania Mortgage Concerns in conjunction with the PA Credit Union Association..
  • Presentation to commonwealth lawyers on Commonwealth Financing with the Office of Budget.
  • Presentation to commonwealth lawyers on economic and financial issues with Federal Reserve Bank economist.
  • Presentation to commonwealth accountants and budget analysts on various banking and financial issues.

Professional Recognition

  • Received NASAA’s Meritorious Service Award in 2016 for work in state securities regulation and investor protection.
  • Awarded YWCA’s Women of Excellence in 2017.
  • Chosen by Governor Edward Rendell as Acting Secretary of Banking 2006-2007; Served as Special Assistant to the Governor for Financial Services during tenure as Banking’s Executive Deputy.

News / Events


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Alternate Biographies





  • J.D., Pennsylvania State University Dickinson School of Law, 1983
  • B.A., cum laude, Mercyhurst University

Bar Admissions

  • Supreme Court of Pennsylvania
  • United States District Court Middle District of Pennsylvania