Dilworth Paxson's Consumer Financial Services Group provides representation to national and regional financial institutions concerning all consumer loan issues including:
- Predatory lending
- Federal Truth-in-Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA)
- Fair Credit Reporting Act (FCRA)
- Equal Credit Opportunity Act (ECOA)
- Fair Debt Collection Practices Act (FDCPA)
- Consumer fraud
- Consumer class actions
- State and federal claims alleging unfair and deceptive acts and trade practices
The group is comprised of skilled business, regulatory, and litigation lawyers dedicated to providing high quality legal services to meet their clients’ objectives. Our lawyers are accomplished in defending lenders and servicers on both the state and federal levels in litigation filed by consumers.
In addition to providing litigation representation, Dilworth Paxson’s consumer finance lawyers also work closely with clients to develop strategic policies, plans, and procedures to comply with, and respond to, rapidly-changing federal and state regulations. On both a regional and national level, the Consumer Financial Services Group evaluates and responds to pre-litigation claims raised by borrowers, counsel, and third-party entities seeking relief under TILA, RESPA, FCRA, FDCPA, and related state and federal laws. This representation has included extensive investigation and handling of matters relating to “mortgage rescue” entities and their pursuit of mass loan modifications.
Representative Matters
- National counsel for a nationwide mortgage lender and servicer relating to TILA issues.
- National counsel for a nationwide mortgage lender and servicer relating to RESPA issues.
- Regional litigation counsel for nationwide mortgage servicer.
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